You’ve chosen to serve your country. We’ve chosen to serve you.

At BankSouth Mortgage, we’re grateful for your commitment to our nation. We also recognize the unique concerns and challenges that military service members and veterans can encounter during the loan process. You want to be sure you're fully informed of your options, select the right loan, and obtain the best rate. 

 Some of the support you and your family will receive from our local mortgage bankers:

  • In-person meetings that accommodate your schedule 
  • Being available to answer your questions after hours and on weekends
  • Extensive loan guidance
  • Giving back to causes that support service members and veterans
  • Providing a hassle-free experience
  • Requesting your COE on your behalf

What are the benefits of a VA Loan?

VA loan programs offer favorable terms for military personnel who want to buy, build, repair or refinance their primary residence. Advantages include:

  • No private mortgage insurance (PMI)
  • 0% down payments for qualified borrowers
  • No borrower paid underwriting costs or lender fees
  • Competitive interest rates

Veterans and spouses may also qualify for a VA loan.

I'm thinking of updating my current home. How could a VA Renovation Loan help?

A VA Renovation Loan allows you to make up to $35,000 in improvements to your home, such as updating kitchens or bathrooms, finishing a basement, making roof repairs, installing an HVAC system, and other modifications.

  • No borrower paid underwriting costs or lender fees
  • 620 credit score and above
  • Mortgage Banker assistance in facilitating approval of contractor, if needed

Where do I start?

Our ReadyLoan® app allows you to begin the loan process immediately from anywhere - from your phone, tablet, or PC - and you can monitor you loan through each step of the process too! Click here to download the app and start applying now OR here to choose the mortgage banker that you'd like to guide you through the process.

 


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Our Commitment to Veterans

BankSouth Mortgage donates a percentage of the proceeds on every VA Loan to non-profits serving military families.

Learn More